As the days get shorter and the temperatures start to drop, many of us begin to think about the upcoming winter season. Keeping your home safe and warm is a priority, and a few proactive steps now can prevent stress and costly insurance claims later. Let’s dive into some practical ways to winterize your home.

Update Smart Thermostat Settings

Modern smart thermostats can automatically adjust to reduce energy waste. Set your thermostat between 68°F and 70°F while at home to stay cozy without overspending on energy bills.

Insulate Exposed Pipes

Frozen pipes can lead to bursting, especially in basements or exterior walls. Proper insulation is key to preventing this costly damage.

Seal Gaps Around Windows and Doors

This classic method is still one of the most effective ways to retain heat and cut down on energy costs. Check for drafts and seal any gaps you find.

Schedule a Heating System Checkup

A yearly inspection of your heating system can help avoid surprise breakdowns during the coldest months. Professional maintenance ensures your system runs efficiently.

Boost Indoor Air Quality

Consider using HEPA filters for excellent virus and particle filtration, or MERV 13+ filters for dust and allergens. These can be used in HVAC systems or portable units.

Document Your Home Digitally

Creating a smartphone video walkthrough of your home and valuables can streamline insurance claims if needed. It’s a simple step that pays off in peace of mind.

Clean Out Gutters

Clear leaves and debris from gutters to prevent ice dams and water backup that can lead to roof and foundation damage.

Clear and Check Solar Panels

Activate the winter modes on your solar panels and ensure they are clear of snow post-storm to maintain efficiency.

Even implementing a few of these steps can make a big difference in keeping your home safe and comfortable this winter. Stay proactive, and remember, it’s never too late to get started. We invite you to review your homeowners insurance policy with us to ensure you’re covered for winter weather events.