Classic Car Insurance

timeless beauty, timeless protection

Protecting the value of your classic car.

Owning a classic car is a passion and a significant investment. At Pegram Superior Insurance Agency, we understand that classic cars are more than just vehicles—they are prized possessions, cherished for their history, beauty, and value. Our classic car insurance offers specialized coverage designed to protect your vintage vehicle, ensuring it remains as pristine as the day you fell in love with it.

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Agreed Value Coverage

Unlike standard auto insurance, our classic car insurance offers agreed value coverage, meaning you and our experts agree on the car's value upfront. In the event of a covered total loss, you receive the full agreed amount, ensuring your investment is protected. This eliminates depreciation concerns and guarantees that your classic is valued at its true worth.

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Spare Parts & Accessories

Classic cars often require unique parts and accessories, which can be costly and hard to find. Our insurance policy includes coverage for spare parts, rare components, and specialized accessories, ensuring that every aspect of your classic vehicle is protected. This coverage helps you maintain the originality and integrity of your car.

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Limited Use & Restoration

We understand that classic cars are not everyday vehicles. Our policies are tailored for limited use, providing comprehensive protection even if your car is only driven occasionally for shows, exhibitions, or leisurely rides. Additionally, we offer restoration coverage, protecting your car during and after restoration projects, so you can enhance its beauty without worry.

Some basic information that can help you better plan ahead.

  • What makes classic car insurance different from regular auto insurance?

    Classic car insurance is specifically tailored for vintage and collectible cars. It includes agreed value coverage, limited use provisions, and protection for specialized parts and restoration work, ensuring comprehensive coverage for your prized possession.

  • Can I insure a classic car that is undergoing restoration?

    Yes, our policies include restoration coverage, protecting your vehicle throughout the restoration process. This ensures that your investment is safeguarded at every stage, whether the car is in a garage or undergoing work.

  • Is there a mileage limit for classic car insurance?

    Typically, classic car insurance policies include a mileage limit, as these vehicles are often driven less frequently. However, our policies can be customized to fit your specific usage needs, providing coverage that suits your lifestyle and driving habits.

Insure your vintage auto today.

Don’t settle for standard coverage when your classic car deserves the best. Contact Pegram Superior Insurance Agency today to get a free, no-obligation quote on our specialized classic car insurance. Explore our tailored coverage options designed to protect your vintage vehicle's value, beauty, and uniqueness. Drive with peace of mind, knowing your classic is covered by experts who share your passion.