Flood Insurance

Coverage for the Unexpected

Secure Your Home from Water Damage

Floods can strike unexpectedly, causing severe damage to your home and possessions. At Pegram Superior, we understand that protecting your property from water-related incidents is crucial. Our flood insurance offers a vital safeguard, providing peace of mind and financial security against the devastating effects of flooding.

GET A QUOTE
A black and white drawing of a house on a white background.

Buidling Protection

Floods can compromise the structural integrity of your home. Our flood insurance covers essential repairs, including foundational work, wall restoration, and replacement of flooring and drywall. This coverage ensures that your home can be restored to its original condition, protecting your investment and ensuring safety.

Three boxes are stacked on top of each other on a white background.

Contents Coverage

Beyond structural damage, floods can destroy personal belongings. Our policy includes coverage for your valuables, such as furniture, electronics, and appliances. Whether it's damage to your everyday essentials or cherished items, we provide the financial support needed to replace or repair these possessions, minimizing your losses.

A line drawing of three buildings with a cloud in the background.

Temporary Living Expenses

In the aftermath of a flood, your home may be temporarily uninhabitable. Our insurance covers additional living expenses, ensuring you have a safe place to stay while repairs are made. This includes accommodation costs, meals, and other necessary expenses, allowing you to maintain your quality of life during a challenging time.

Some basic information that can help you better plan ahead.

  • What exactly does flood insurance cover?

    Our flood insurance covers both the structure of your home and the contents inside. This includes repairs to the building, replacement of damaged belongings, and coverage for temporary living expenses if your home is uninhabitable.

  • Do I need flood insurance if I'm not in a high-risk area?

    Floods can happen anywhere, not just in high-risk areas. Even a few inches of water can cause significant damage. Our policies are designed to provide peace of mind regardless of your location, ensuring you're protected from unexpected water damage.

  • How do I file a claim if my home is affected by a flood?

    Filing a claim is straightforward. Contact our customer service team as soon as possible to report the damage. We'll guide you through the process, helping you document the damage and begin the claims procedure to restore your home swiftly.

Secure Your Home Against Flood Damage Today

Don't leave your home vulnerable to the unpredictable nature of floods. Contact Pegram Superior Insurance today to request a free, personalized quote. Explore our comprehensive flood insurance options and ensure your home and belongings are fully protected. Invest in security and peace of mind with a policy tailored to your needs.